GROUP BENEFIT SERVICES

Attract & Retain Talented Employees

Let Lifeline Coverage help you design comprehensive benefit solutions that meet your business needs

Build/strengthen your company with the best people

Foster engagement and strengthen your team

Optimize your total rewards package

 

Group Benefits Can Make a Big Difference

Research shows healthy living can translate into higher employee engagement and greater productivity at work. Group Benefit Programs support employees to look after their physical as well as mental health.

Attract and Retain Talented Employees
  • One source of employee value in group is the ability to get coverage free of exclusions for pre-existing conditions.
  • Benefit plans also offer great embedded value like employee assistance programs, medical second opinion services, behavioural health programs, and telemedicine that employees might not have access to individually.
Foster an Engaged Workforce and Strengthen Your Bottom Line
  • Research shows healthy living can translate into higher employee engagement and greater productivity at work
  • Group benefit programs support employees to look after their physical and mental health
  • Promotion of these programs can foster a positive and supportive work environment - employees feel their employer cares about their well-being.
Tax-efficiently Optimize Your Total Rewards Package
  • Premiums paid by the employers are tax deductible as a business expense
  • Health and dental benefits are a form of compensation that is not taxable in most provinces and is free of federal income tax.

 PROVIDING BENEFITS FOR
SMALL TO LARGE BUSINESSES

At Lifeline Coverage we provide Group Benefit Solutions for all, even "businesses of one."

Optional / Personal Benefits

  • Life Insurance
  • Critical Illness
  • Accidental Death and Dismemberment (AD&D)
  • Catastrophic Health Coverage

 Transition / Retirement Life & Health Benefits

  • Life Insurance - conversions
  • Extended Health and  Dental - conversions
  • Catastrophic Health Coverage
  • Guaranteed coverage for you and your family when leaving a group plan

Executive and Special Benefits

  • Global Medical Insurance
  • Evacuation Benefits
  • Global Security Plans
  • Business Travel
  • Executive Medical Screening
  • Executive Cost Plus

We've Got You Covered

A Complete Package

  • Customized Group Insurance Plans: 
  • Typically for groups larger than 20 plan members
  • Full risk and underwriting assessment
  • Claims experience required

Making the Process Fast & Easy

  • A diverse range of products to serve your company with a staff ranging from two to 35
  • Flex Plans
  • Hybrid Plans
  • Pooled Plans
  • Modified Pooled Plans
  • Templated Plans
  • Fully Insured Plans strategies

Professional Groups & Memberships

  • Professional Associations
  • Loose “employment” arrangements (e.g., Real Estate firms)
  • Franchise plans

Whether you need a small benefit plan or one that provides more advanced support, we offer a wide range of workplace savings plans that are accessible and can meet employees’ needs for retirement savings.

  • Group Registered Retirement Savings Plans
  • Deferred Profit Sharing
  • Registered Pension Plans

LIFELINE GROUP PARTNERSHIP

We partner with niche group advisory firm and Managing General Agency – IDC Worldsource Insurance Network Inc. In conjunction with IDC WIN Group Services, we provide a full range of industry-leading group life and health services. Our solutions make it easy to invest in the financial and overall well-being of employees across a diverse range of markets.

LIFELINE PROVIDER PARTNERS

GROUP LIFE AND HEALTH

GROUP RETIREMENT

ANCILLARY PRODUCTS

RETIREMENT/TRANSITION, INDIVIDUAL HEALTH, DENTAL